Retirement Plan Services

If You Already Have a Retirement Plan, Why Consider Us?

We are not obligated to push any singular financial solution. Instead, our network of objective experts brings together the "best of the best" regardless of brand affiliation.

Our Sole commitment is to you; to first exploring, then implementing, the best possible ways to leverage the federal tax code so that you can achieve maximum tax savings. We bring investment expertise and work with Attorney's, CPA's and actuarial teams to ensure the optimal structure and investment approach for your plan.

Our Services include:

Plan consulting & Design: We take a macro view to ensure that your plan is structured to meet both your plan and organizational objectives.

Investment Policy Services: By performing a detailed investment policy review and asset/liability analysis, we can recommend and monitor the appropriate investment policy for your plan.

Fiduciary Plan Management: We work with a number of industries leading organizations that will co-fiduciary with you -- sharing your responsibilities and risks.

Top Names: We work with some of the best names in the retirement plan industry, Names like: Wells Fargo, Fidelity, John Hancock, Union Central, ING/Aetna, MassMutual, Principal, and American Funds.

401(K) Investment Management

Crafting an investment strategy is a complex proposition. We offer world-class managers who actively manage your portfolio's risk and returns, while striving to deliver consistent performance.

 

Investments that match objectives: We help you structure and implement a disciplined strategy that matches your investment policy and objective.

Investment Monitoring: We continuously monitor each manager's performance and style drift.

Participant Services

Your most valuable resource is your people. Consequently, we provide a comprehensive set of technological tools and educational material to help your participants understand and plan for their retirement needs. The result: informed participants who see the value of the benefits you provide.

  • Online Pension Estimates: Your plan participants can estimate their future pension benefits using simple, yet powerful technology.
  • Online Education: your participants can plan for their retirement by learning how their pension benefits fit into their overall retirement picture. Using a suite of award-winning education and interactive tools, your participants can make more informed decisions.
  • On-site Education: We provide customized, on-site seminars to meet their specific needs.
  • Individualized Planning: As an added benefit for participants we can arrange individualized planning scission right in our office.

Continuous Management

Even the most careful investment plan is subject to the natural movement of the markets, which may cause allocation targets to drift form their positions and result in unintended risk. or, client objectives may shift over time as their personal situation change. Therefore, we address such inevitable change through our process of continuous portfolio management.

After a manager is chosen, our analysts continuously and rigorously monitor their philosophy, process, people and performance. Our advanced technology allows us to continuously monitor each manager.

 

Get More Information from the federal Government

You can get pamphlets from the Federal Government.

The quarterly Consumer Information Center catalog lists more than 200 helpful federal publications. For your free copy, write: Consumer Information Catalog, Pueblo, CO 81009, call 1-888-8-PUEBLO or find the catalog on the Net at www.pueblo.gsa.gov.

ADDITIONAL SOURCES

To learn more about 401(k) plans contact:

 

Financial Planning Association at 1-800-322-4237 or www.fpanet.org.

Internal Revenue Service at www.irs.gov