Are you approaching retirement? Or already retired?

Then you need to learn about The Income for Life Model®. It's an investment strategy with the objective of providing inflation-adjusted income for life.

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A Strategy that Simply Makes Sense.

Of the many hundreds of financial decisions we must make in life, one of the most critical occurs at the point in time when we declare our retirement and replace our salary income or business income with a steady dependable income from our investment accounts to support our "golden year's." 

The decisions that we make at this singularly important point in our lives may have a significant impact on the total amount of money available to us throughout our remaining lifetime. Thus, effecting the quality of life. Mistakes at this juncture can be truly catastrophic in their impact on the future.

Therefore, one must conclude that prudent planning requires that we provide for at least a 25 to 30 year time horizon for which income will be needed.

One of the greatest fears of older Americans is that they will run out of money during the retirement distribution phase of their lifetime. 

Second, given these ever-increasing investment time horizons, one must plan for the inevitable debilitating effects of even modest inflation rates over the long run.  Although we have become accustomed to manageable year-to-year inflation one must only ponder the total changes in the cost of living compared to, say 20 years ago to realize the prudence in that planning for retirement income that is increasing through the years at a rate at least equal to the long-run average rate of inflation.